Historically, tracing back to 15 years, investment in KSE-100 index has provided a return of ~15% annually. This is the normal or intrinsic return of the equity market, primarily based on growth and inflation. These returns however come with extreme volatility with long periods of gaining years followed by some loss making periods. With Kifayah Strategy of Pension Funds (SoPF), we actively manage your plans between shariah compliant money market and equity sub-funds based on our research, timings, and current situation of economy to provide investor with the best optimized return by making maximum two investments in accordance with NBFC rules.

Historically, tracing back to 15 years, investment in KSE-100 index has provided a return of ~15% annually. This is the normal or intrinsic return of the equity market, primarily based on growth and inflation. These returns however come with extreme volatility with long periods of gaining years followed by some loss making periods. With Kifayah Strategy of Stocks (SoS), we invest and actively manage a diversified portfolio of high growth companies selected from PSX-KMI All Shares Index targeted to earn higher capital gains, and these stocks qualify for selection under after passing through a set of criterion. This is a strategy to invest in companies with above average growth potential, at attractive prices.

Our performance, compared with the KMI-30 benchmark:

With Kifayah Shariah Compliant Bank deposits, you can get the best of banking services when you’re one of the investor depositing collectively in a pool being represented by Kifayah. Through us, you can deposit at special rates and facilities via Term Deposit Certificates and become part of our arrangement with the banks offering competitive returns ranging from one month to one year.